Employment Practices Liability Insurance (EPLI)
Employment Practices Liability insurance (EPLI) offers valuable coverage protecting a practice owner against employment-related issues, such as (this is not an all-inclusive list):
- Discrimination
- Harassment
- Failure to hire or promote
- Wrongful termination
EPLI is recommended for just about any business with employees, including dentists. Lindsey explains that at its core it protects you, as a business owner, in the case of employment-related lawsuits that allege unfair or inappropriate acts. Watch this video to learn more!
EPLI
EPLI
If you were accused by an employee of age discrimination or sexual harassment, would you have adequate coverage to protect your practice? Do not assume this cannot or will not happen to you; it happens to many business owners … often, the employer has done nothing wrong. Claims can easily be triggered by a false accusation or disgruntled employee.
EPLI can be added as an endorsement to your Business Owners policy or broader coverage may be written on a stand-alone basis. An added benefit of obtaining stand-alone coverage are the risk management services offered by the carrier. For example, a call can be made to the risk management team where they will help ensure appropriate measures are taken in the event you need to terminate or discipline an employee.
For more information regarding any coverages listed on this site, email or call 800-944-7550. This information is designed to provide a general overview with regard to the subject matter covered and is not state specific. The authors, publisher and host are not providing legal, accounting or specific advice to your situation. Request of a quote for coverage does not guarantee that coverage can be provided. Any misstatements or omissions of relevant information from a client can result in a price variation or even declination or rescission of coverage.
